Many people would have a goal to collect a lump sum in order to be invested.
Or make progress in life, right? Such as buying a house, saving money, building a family
Or even saving for retirement And sometimes We wondered with ourselves how much money we saved, and we didn’t see saving any money.
In spite of trying to save money in every way Making us unable to reach the financial goals that we want
Many people say that if we want to save money, buy. Only necessary items Which is considered true
But most people can’t help but buy what we “want” as well.
Buying too much of the stuff we need makes it a “hefty” that we shouldn’t buy from the beginning, causing us to waste our money without a reason.
And it won’t save us money. It’s a good way to find these extravagant things and stop buying them.
1.Purchase of duplicate types
Often people tend to waste money on buying The items that already exist in the house, and I do this often as well. Whether it is a small item
Such as a restaurant or a kitchen item To expensive items such as jewelry, cosmetics, or shoes
The reason people buy The duplicate is because
They do not manage themselves well enough. For example, we go shopping in the supermarket.
Stock up on the things that the house lacked. But when it comes time to use that item We couldn’t find it or thought we were all out, so we went out to buy it again.
Is a waste of money for a reason Therefore, it is a good way Before going to the market or buy If you enter the house, try to check the storage including
The wardrobe, see if we have that thing or not So you don’t have to buy Entering the house again to waste money and mess the house.
- Buying more expensive items
At times, many people buy things that are more than the price they should be.
Because the price has not been checked with other companies before Therefore, it cannot save money.
But many people who are too stingy try to find the most valuable thing with the cheapest you.
Perhaps it could be called not worth it. Because of having to waste time looking for that shop
Which in fact Time is considered one of the most valuable things, so try to compare prices in a reasonable time.
- Buy, but super stuff, do not want to walk in the market.
Sometimes we feel comfortable to buy. Groceries from the supermarket rather than going to the market Because we think
Items in supermarkets that are attached to the brand are of standard quality. But sometimes
If we’re saving money We should find a cheaper alternative. By going to the market and buying Some groceries or side dishes
It may not be too bad for a time when we are saving money like this.
4.Purchase goods regardless of the various expenses
For example, a rarely used bank account maintenance fee or a clearing fee associated with services.
In which if we rarely use these services It will make us lose the annual fee for free.
Which is a luxury that we should avoid Try listing various fees that are charged.
And cancel the things that we don’t use Will save a lot of money each year
Therefore No matter how much money you spend
So let us take into account the budget we have and see if
Will it allow us to reach our financial goals? If so, then it is worth buying. Or have you invested?