June 4, 2023
8 financial ideas of Chinese people can be used to teach their children to teach themselves

8 financial ideas of Chinese people can be used to teach their children to teach themselves

  1. Talk about shopping on a regular basis.

Adhere to the guidelines that the more you know the situation of your home finances now, the more likely it will be.

In finding a way to manage the Chinese family I often call to talk about whether or not we are spending too much in order to prepare a protection plan.

They also help make decisions about finances or other projects in the future to be more “sharp”.

  1. Spending in a “value-based” style

Most of chinese people Will focus on spending things that are “worth” with the money that will be lost By the way, this is

Every touch of the brake Before spending money on things that are not needed, which in the end this idea is

Will become a discipline with yourself for a long time In making many decisions in the future

  1. Diligent and diligent to study

In other words, if you think you are less “wealthy”, you will have to generate additional income.

And grow up quickly from professionalism In the job itself, which from this concept

Chinese people tend to be diligent. In learning And often stands out. In front of work Whether to live Be in any country

  1. Saving money is good.

In addition to the idea that “Slow in paying” and must not forget “Quick to keep”

To strengthen the wealth that the average Chinese Will save about 25 percent

Of salary, or maybe half Of all salary

To keep it for use in necessity or to save money To prepare to take it to buy something special.

  1. Pay with cash

Which in fact Cash in here Is the money in the account Or the most accumulated savings

Chinese people will use these money for shopping, or simply say “how much, pay only” through debit cards.

Or E-wallet Pay instead without being commonly used “Future money” from credit card How much do you pay first? Benefit

This is to help avoid incurring debts until being out of control and able to accurately track the budget of money in the account as well.

  1. Calculate the numbers carefully.

If you think you will have a debt, however, if the Chinese people Need to incur the necessary debts

Such as buying a house or investing In private business, Chinese people do their math carefully.

Before such calculations Income proportion The whole family against debt That is going to happen ..

Because he “regrets the money” that must be lost Which the award of this resolution itself

Make before borrowing money, he will always get the best value for money and don’t miss out.

Paying off debt because of fear of the pawns will blossom until work grows in

  1. Negotiation

This skill is unbelievably useful, and it can be said that it is an art.

The Chinese believe that this negotiation will allow us to pay the money that matches the value.

However, this is reflected in our business practices.

In a Chinese way that often emphasizes efficiency And cost effectiveness is the main

  1. Teach children from the young age

To see the world since childhood. Chinese people tend to teach their children from childhood to know the value of money.

The easy way that you can see during Chinese New Year is to give away “Angpao”.

Which this red envelope distribution It is for the children to take the money.

Learn to plan the use of savings because the Chinese believe that the best teaching method is Let him learn by himself, meet himself.

However, when he grows up a little, he will begin to allow his children to “go through” the business or family business.

Made for knowing the value of money and practicing diligence. Be patient to prepare for The expansion of the business can be called

Cultivate preparedness Into the future ever, the things that are really important are not the origin

But being raised and cultivated Characteristics and values How to think so if leading

These 8 qualities have begun to develop and change themselves and their offspring will surely be rich.

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